I’m pretty sure Ashton’s ‘transgression’ was in the 2016-2017 season. The report does back-up what Ashton was saying, that Wray helped him to buy a Family home with a loan with a repayment schedule.
The only reason it’s was flagged as part of this was become he didn’t repay the loan in the defined scheduled (within the same season) and so it was deemed Salary, as it spanned two seasons (as opposed to an in-season loan which was repaid in full). Ashton also didn’t pay the loan of himself and it was Boudjellal who repaid it upon Ashton signing for Toulon (a golden handshake perhaps)
It was far cry from the co-investment schemes for buy-to-let investments that Wray had with the Vunipola’s and Wigglesworth.